Kia Cars
with a Reduced Rate Loan
0,1 - 17,20%
Interest Rate
0,1 - 18,60%
APR
Loan for new car
at the dealership
at the dealership
0,1 - 17,20%
Interest Rate
0,1 - 18,60%
APR
New Car Loan
from a Dealership
from a Dealership
0.1% – 28.5%
Interest Rate
0.1% – 28.5%
APR
3 Steps to Your New Car
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1Choose a car and apply directly at the dealership
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2Get a bank decision and sign the documents
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3Pick up your car after the bank transfers money to the dealership
Lending Terms
| Borrower’s age | From 21 years old at the time of disbursement to 68 years old at the time of loan maturity |
| Loan term | up to 7 years |
| Loan amount | up to ₸45,000,000 |
| Down payment | from 10% of the vehicle’s value |
| Early repayment | 1% fee: |
| Interest rate | Interest rate 0,1-28,5% APR 0,1-28,5% |
| Where can I apply for an auto loan? | At car dealerships in your city |
| Insurance | KASKO Standard — 2% of the loan amount, covers damage, theft, pilferage |
Frequently Asked Questions
Choose your preferred car and submit a request at the dealership.
No, you can apply without a guarantor.
A preliminary decision is provided within 1 working day.
Yes, early repayment is allowed with 1% fee, depending on the loan term.
ID card (but the bank may request additional documents), as well as spouse’s consent.